# Buy crypto with fiat

{% hint style="info" %}
KYC is required if you want to buy crypto with fiat. If you choose not to complete KYC, all features will remain accessible except buying or selling crypto for fiat.<br>

Some other features also require KYC, such as accessing stocks and selling crypto for fiat. Once you complete KYC with Mass, you unlock all these features at once — no need to complete separate KYC processes for each one.
{% endhint %}

{% hint style="success" %}
A great thing to know about Iron: transfers face fewer bank checks than with Kraken, Binance, or Coinbase, since the funds move between accounts in your own name rather than to a crypto exchange, which banks often view unfavorably.
{% endhint %}

***

[Iron](https://iron.xyz/) - Acquired by Moonpay

* Available fiat currencies:  :flag\_eu: EUR  & :flag\_us: USD
* Available cryptocurrencies: USDC.
* Available networks: Arbitrum One & Base.
* Fees:
  * Iron's fee: 0.4%&#x20;
  * Banking fee:&#x20;
    * SEPA: 0.20 EUR
    * ACH: 0.50 USD
    * Wire: 25 USD
    * SWIFT: 25 USD.
    * RTP: 1 USD.&#x20;
* Daily limits: no.
* Virtual accounts: yes.
* Payment methods: SEPA, SEPA Instant, ACH, Wire - SWIFT & RTF are coming soon.

Every virtual account generated is in your name. For example, if your name is Paul Joe, the account will be registered under Paul Joe, and you'll send funds to yourself to buy USDC.&#x20;

Every USD/EUR transfer to this virtual account is automatically converted into USDC on the network of your choice. To clarify: you send EUR/USD from your personal bank account, and USDC is credited to your Mass account with an automatic conversion along the way.

{% embed url="<https://mass-assets.lon1.cdn.digitaloceanspaces.com/Documentation/on-ramp-iron.mp4>" fullWidth="false" %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.mass.money/general/getting-started/fund-your-mass-account/buy-crypto-with-fiat.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.