> For the complete documentation index, see [llms.txt](https://docs.mass.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.mass.money/general/sending-funds/cash-out-pay-someone.md).

# Cash out / Pay someone

{% hint style="info" %}
KYC is required if you want to sell crypto for fiat. If you choose not to complete KYC, all features will remain accessible except buying or selling crypto for fiat.<br>

Some other features also require KYC, such as accessing stocks and buyqad crypto for fiat. Once you complete KYC with Mass, you unlock all these features at once — no need to complete separate KYC processes for each one.
{% endhint %}

[Iron](https://iron.xyz/) - Acquired by Moonpay

* Available fiat currencies:  :flag\_eu: EUR  &  :flag\_us: USD
* Fees:
  * Iron's fee: 0.4%&#x20;
  * Banking fee:&#x20;
    * SEPA: 0.20 EUR
    * ACH: 0.50 USD
    * Wire: 25 USD
    * SWIFT: coming soon.
    * RTP: coming soon.&#x20;
* Daily limits: no.
* Payment methods: SEPA, SEPA Instant, ACH, Wire.

{% hint style="info" %}
In most cases, you cela also send payments to third parties. If third-party payments are not supported for your account, this will be clearly indicated in the app.
{% endhint %}

{% embed url="<https://mass-assets.lon1.cdn.digitaloceanspaces.com/Documentation/off-ramp.mp4>" %}