# Stocks Mass enables users to buy and sell a variety of tokenized stocks and ETFs through a seamless integration with [Dinari](https://dinari.com/). Here’s how the process works: 1\. **Trading Execution**: When you place a trade on Mass, the transaction is executed off-chain via trading APIs provided by brokers like [Alpaca](https://alpaca.markets/). 2\. **Tokenization**: Dinari then tokenizes these securities into dShares, which are 1:1 backed tokens representing real-world assets such as stocks, ETFs, bonds, and REITs. 3\. **User Interaction:** These dShares are delivered to your Mass account, allowing you to manage your investments directly within the app. We’re solving a major problem that has long blocked crypto holders from diversifying into ETFs, stocks, and commodities! Check out the chart below: it shows how complex converting crypto to RWAs used to be and how Mass has made it a child's game. {% embed url="" %} {% hint style="success" %} **Tokenized stocks and ETFs offered on Mass are physically backed, and bankruptcy remote protected!** **Dinari is an SEC-registered money transfer agent, and their holdings can be consulted** [**here**](https://dinari.com/transparency)**.** \ \ In practical terms, bankruptcy remote protected ensures that if the company managing or issuing an asset goes bankrupt, creditors cannot seize or claim those assets. The assets remain secure and accessible to their rightful owners or investors. {% endhint %} Within the RWAs account, you can perform three types of operations: * [Market buy/sell RWAs](/general/stocks/market-buy-sell.md) * [Limit buy/sell RWAs](/general/stocks/limit-buy-sell.md) * [Claim dividends](/general/stocks/claim-dividends.md) {% hint style="success" %} RWAs on Mass require KYC, but once verified, you unlock other fantastic features including virtual bank accounts in € / $, swap & wire anyone's account in € / $, and soon a Mass debit card 💳 The spot, perps & credit accounts remain KYC-free! {% endhint %} {% hint style="info" %} There is a 0.5% fee on RWAs trading on Mass.
0.25% + $0.20 goes to Dinari, and 0.25% goes to Mass.\ \ It's cheaper than off-ramping and using a TradFi broker! {% endhint %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.mass.money/general/stocks.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.